After the success of the first and second part of my investment advice series, here is the third most important investment advice:
Don’t save anything for retirement.
You have no idea if your now will even like the kind of person you will be in 30 or 40 years.

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If I don’t save for my retirement, I’m guaranteed to be one type of person when I retire: a poor person.
Your entire investment advice so far seems to be to not invest or save lol.
Ah, but I would make a tiny adjustment to your advice – don’t save for PLANNED USE IN retirement. Save in your 20s and 30s, so when you health crashes when you’re 40, you can retire to the VERY cheap wilds of redneck SE Ohio.
Or a more attractive alternative, use your savings to party your butt off, then take a swan dive off the top of Sears Tower in Chicago.
I went with option a. I sometimes wish I’d gone for option b! ;)